LITERASI KEUANGAN, TINGKAT PENDIDIKAN, MODAL USAHA, KEBERLANJUTAN USAHA DAN CATATAN KEUANGAN, PENGARUHNYA TERHADAP KINERJA UMKM FINANCIAL LITERACY, EDUCATION LEVEL, BUSINESS CAPITAL, BUSINESS SUSTAINABILITY AND FINANCIAL RECORDS, ITS EFFECT ON MSME PERFORMANCE
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Published:
Dec 2, 2022
Keywords:
Financial Literacy, Education Level, Business Capital, Business Sustainability, Financial Records, MSME Performance
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Abstract
This study aims to determine and examine the effect of financial literacy, education level, business capital, business sustainability and financial records on the performance of MSMEs. This research was conducted in Aceh Singkil Regency. The sample used in this study was 100 MSME respondents registered at the Department of Industry, Trade, Cooperatives, and MSMEs in Aceh Singkil Regency with a random sampling technique. The results of this study indicate that Financial Literacy, Education Level, Business Capital, Business Sustainability, and Financial Records have a significant influence on the performance of MSMEs in Aceh Singkil Regency. The type of data used in this research is quantitative data. Then the source of data used in this study is primary data. Data collected by using a questionnaire. The data analysis technique used is SPSS, 26
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Nurmawati, N., Silfi, A., Mela, N. F., & Abdurrahman, R. (2022). LITERASI KEUANGAN, TINGKAT PENDIDIKAN, MODAL USAHA, KEBERLANJUTAN USAHA DAN CATATAN KEUANGAN, PENGARUHNYA TERHADAP KINERJA UMKM: FINANCIAL LITERACY, EDUCATION LEVEL, BUSINESS CAPITAL, BUSINESS SUSTAINABILITY AND FINANCIAL RECORDS, ITS EFFECT ON MSME PERFORMANCE. CURRENT: Jurnal Kajian Akuntansi Dan Bisnis Terkini, 3(3), 266-277. https://doi.org/10.31258/current.3.3.266-277
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This work is licensed under a Creative Commons Attribution 4.0 International License.
This work is licensed under a Creative Commons Attribution 4.0 International License.
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Utalri, T., & Dewi, P. M. (2014). Pengalruh Modall, Tingkalt Pendidikaln Daln Teknologi Terhaldalp Pendalpaltaln Usalhal Mikro Kecil Daln Menengalh (Umkm) Di Kalwalsaln Imalm Bonjol Denpalsalr Balralt. Ekonomi Pembalngunaln, 3(12), 576–585.
Yalnti, W. I. P. (2019). Pengalruh Inklusi Keualngaln Daln Literalsi Keualngaln Terhaldalp Kinerjal Umkm Di Kecalmaltaln Moyo Utalral. Jurnall Malnaljemen Daln Bisnis, 2(1), 1–10.
Alsalndimitral, N., & Kalutsalr, Al. (2017). Finalnciall Self-Efficalcy on Women Entrepreneurs Success. Internaltionall Journall of Alcaldemic Resealrch in Business alnd Sociall Sciences, 7(11). https://doi.org/10.6007/ijalrbss/v7-i11/3459
Balsyit, Al., Sutikno, B., & Dwihalrto, J. (2020). Pengalruh Tingkalt Pendidikaln Daln Pengallalmaln Kerjal Terhaldalp Kinerjal Kalryalwaln. Jurnall EMAl, 5(1), 12–20. https://doi.org/10.47335/emal.v5i1.44
Djumalhir, E. N. H., & Raltnalwalti, K. (2013). Allalmalt Korespondensi: Alnallisal Ralsio Keualngaln terhaldalp Kinerjal Balnk Umum di Indonesial. Jurnall Alplikalsi Malnaljemen, 11(1), 122–130.
Falndeli, H., Halsaln, Al., & Almrinal, E. (2020). Model Konseptuall Pengalruh Keberlalnjutaln terhaldalp Kinerjal Industri Kecil daln Menengalh. Jurnall Tekhnik Lingkungaln Universitals AlNdallals, 17, 15–24. https://doi.org/10.25077/dalmpalk.17.1.15-24.2020
Halralhalp, Y. R. (2014). Kemalmpualn menyuun lalporaln keualngaln yalng dimiliki pelalku UKM daln pengalruhnyal terhaldalp kinerjal UKM. Journall of Alccounting alnd Business Resealrch, 14(1), 66–76.
Hitallessy, V., Roni, H., & Iswalndi, I. (2018). Pengalruh Tingkalt Pendidikaln, Pelaltihaln Daln Pengallalmaln Kerjal Terhaldalp Kinerjal Kalryalwaln. Imalge : Jurnall Riset Malnaljemen, 7(1), 38–44. https://doi.org/10.17509/imalge.v7i1.23137
Idalwalti, I. Al. Al., & Praltalmal, I. G. S. (2020). Pengalruh Literalsi Keualngaln Terhaldalp Kinerjal daln Keberlalngsungaln UMKM di Kotal Denpalsalr. Walrmaldewal Malnalgement alnd Business Journall (WMBJ), 2(1), 1–9. https://doi.org/10.22225/wmbj.2.1.1644.1-9
Kalraldalg, H. (2017). The impalct of industry, firm alge alnd educaltion level on finalnciall malnalgement performalnce in smalll alnd medium-sized enterprises (SMEs): Evidence from Turkey. Journall of Entrepreneurship in Emerging Economies, 9(3), 300–314. https://doi.org/10.1108/JEEE-09-2016-0037
Kumallalsalri, B., & Halryono, N. Al. (2019). Falktor-Falktor yalng Memengalruhi Kinerjal UMKM di Kalbupalten Bojonegoro. Jurnall Ilmu Malnaljemen (JIM), 7(3), 784–795.
Kusumaldewi, N. R. (2017). Pengalruh Locus of Control daln Finalnciall Literalcy terhaldalp Kinerjal UKM paldal Pelalku UKM Desal Ralwal. Prosiding Seminalr Nalsionall Daln Calll for Palpers, 5(November), 915–924.
Lalurial, Al., Rodrigues, D. C., Salto, F. R. L., & Moreiral, R. W. F. (2014). Biomechalnicall strength alnallysis of mini alnchors for the temporomalndibulalr joint. Orall alnd Malxillofalciall Surgery, 18(4), 425–430. https://doi.org/10.1007/s10006-013-0431-4
Palkpalhaln, Y. E. (2021). Pengalruh Kuallitals Lalporaln Keualngaln Terhaldalp Kinerjal Usalhal UMKM. Inventory: Jurnall Alkuntalnsi, 5(1), 10. https://doi.org/10.25273/inventory.v5i1.7436
Pralmalishellal, N. Al. (2017). Pengalruh Modall, Dukungaln Pemerintalh, daln Kompetensi Sumber Dalyal Malnusial terhaldalp Kinerjal Usalhal Mikro, Kecil daln Menengalh. Jurnall Alkuntalnsi, 1(1), 1–27.
Pralmestiningrum, D. R., & Iralmalni, R. (2020). Pengalruh Literalsi Keualngaln, Finalnciall Calpitall, daln Kebijalkaln Pemerintalh Terhaldalp Kinerjal UKM di Jalwal Timur. Journall of Business alnd Balnking, 9(2), 279–296.
Pralwiral, Al. (2019). Pengalruh Modall, Jalm Kerjal, daln Jumlalh Tenalgal Kerjal Terhaldalp Pendalpaltaln Pengusalhal UMKM Berbalsis Kuliner Di Kecalmaltaln Balnjalrmalsin Timur. Pengalruh Modall, Jalm Kerjal, Daln Jumlalh Tenalgal Kerjal Terhaldalp Pendalpaltaln Pengusalhal UMKM Berbalsis Kuliner Di Kecalmaltaln Balnjalrmalsin Timur, 2(3), 1–9. https://doi.org/.1037//0033-2909.I26.1.78
Rini Frimal, & Firmaln Suryal. (1970). Pengalruh Tingkalt Pendidikaln daln Penggunalaln Informalsi Alkuntalnsi Malnaljemen Terhaldalp Kinerjal UMKM di Kotal Paldalng. Alkuntalnsi Daln Malnaljemen, 13(1), 93–111. https://doi.org/10.30630/jalm.v13i1.33
Susaln, M. (2020). Finalnciall literalcy alnd growth of micro, smalll, alnd medium enterprises in west jalval, indonesial. Internaltionall Symposial in Economic Theory alnd Econometrics, 27, 39–48. https://doi.org/10.1108/S1571-038620200000027004
Utalri, T., & Dewi, P. M. (2014). Pengalruh Modall, Tingkalt Pendidikaln Daln Teknologi Terhaldalp Pendalpaltaln Usalhal Mikro Kecil Daln Menengalh (Umkm) Di Kalwalsaln Imalm Bonjol Denpalsalr Balralt. Ekonomi Pembalngunaln, 3(12), 576–585.
Yalnti, W. I. P. (2019). Pengalruh Inklusi Keualngaln Daln Literalsi Keualngaln Terhaldalp Kinerjal Umkm Di Kecalmaltaln Moyo Utalral. Jurnall Malnaljemen Daln Bisnis, 2(1), 1–10.